FOSA PRODUCTS

FOSA Loan
FOSA Loan

Maximum of Ksh. 100,000 subject to ability to repay
– Repayment period is within 10 months
– One must be a FOSA salary earner for at least

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Instant Plus Loan
Instant Plus Loan

Maximum of Ksh600,000 subject to ability to repay
Repayment period is within 36 months
Deposit multiplier is 5.
Available in both BOSA and FOSA

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ATM Services
ATM Services

For all members.
ATM cards are applied for at the Sacco at applicable FOSA rates.

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Standing Orders
Standing Orders

Suitable for both members who earn and those who don’t earn through FOSA but would like to make loan or other payments to the Sacco in addition to the

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FOSA plus Loan
FOSA plus Loan

One must be a member in BOSA
Maximum of KSh. 400,000 subject to ability to repay
Repayment period is within 24 months

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Fixed deposit account
Fixed deposit account

-Minimum of 3 months.
-Account earns 8% per annum.
-Minimum amount to be fixed KSh. 20, 000

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Salary processing
Salary processing

For FOSA salary earners only
– Salary processing fee is KSh 200

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Salary Advance
Salary Advance

For FOSA salary earners
One must have earned through FOSA for at least 1 month
Recovered summarily at the end of the month
At least a net pay of KSh 1,000 must remain for a member
FOSA Savings Account

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Instant Loan
Instant Loan

Maximum of Ksh. 50,000 subject to entitlement.
Repayment period is within 4 months
Available in both BOSA and FOSA

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Joint Savings Account
Joint Savings Account

– Suitable for groups, organizations etc.
– Account opening is free
– Minimum account balance is ksh.1, 000.00All
signatories must sign during account opening

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Personal/Ordinary savings A/C
Personal/Ordinary savings A/C

Account opening is free
Statement of account is issued after every six months or upon request at a fee of ksh.100

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