Fixed Deposit Account

Minimum of 3 monthsAccount earns 8%per annumMinimum amount to be fixed Ksh.20, 000N/B All FOSA Loans given are subject to employer’s ratification (salaries section)

Joint Savings Account

Suitable for groups, organizations, etcAccount opening is freeMinimum account balance is Ksh.1, 000All signatories must sign during account openingWithdrawal mechanism must be well outlined by account holders

Salary Advance

For FOSA salary earnersOne must have earned through FOSA for at least 1 monthRecovered summarily at the end of the monthAt least a net pay of Ksh.1, 000 must remain for a member

Instant Plus Loan

Maximum of Ksh.100, 000 subject to ability to repayRepayment period is within 5 monthsAvailable in both FOSA and BOSA